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Loan payment

Mortgage or auto payment + extra principal

Loan payment calculator

Estimate mortgage or auto payments, total interest, and how extra principal shortens the term. Useful when you model vehicles and housing inside the main FI path calculator.

Monthly payment

$2,212.24

Principal & interest only

Total interest (base)

$446,406

Over full term

Total paid (base)

$796,406

Principal + interest

Does not include taxes, insurance, HOA, or PMI. Rates and payments are estimates for planning only.

Plug the payment into your household budget, then see how it affects FI years in the or the Get Started guide.

Next: read the sequence

What to do with the number, before another tool or another calculator.

How to get started

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