Hey everyone,
On the Memorial of St. Joseph Calasanz, we remember a priest who spent his life educating poor children — piety and letters, not prestige.
School costs can quietly swallow a Catholic household’s surplus. Some of that spend is real formation. Some of it is status dressed up as “opportunities.” St. Joseph Calasanz helps us tell the two apart — and that distinction is one of the most practical FI decisions a family will ever make.
Joseph Calasanz founded the Piarists to give poor children a free Christian education. His motto was simple: Pietas et Litterae — piety and learning together. He is often remembered for this hope: if a child is formed early in both faith and solid knowledge, a good life can reasonably be expected.
He did not chase elite classrooms. He opened doors for children who had none. Formation was the point. Appearances were not.
Faithful FI is not anti-education. It is anti-waste and anti-anxiety. A parish school, a homeschool year, a public school plus a strong life at home, or a carefully chosen Catholic high school can all serve the vocation. What rarely serves it is stretching the household so thin that every tuition bill becomes a crisis — or paying extra mainly so the bumper sticker looks impressive.
When the household has margin, you can choose the school that fits the child and the faith — not the one that keeps up with the neighborhood. That is stewardship, not stinginess.
Sit down with last year’s education-related spending: tuition, fees, sports, devices, camps, “enrichment.” Circle what clearly formed character, faith, or useful skill. Put a question mark next to what was mostly comparison. Then run the numbers on a real college or school savings path so the next decade is planned, not panicked.
If you want a clear picture of how a 529 can cover actual costs without crowding out the tithe or the emergency fund, start here:
Run the 529 calculator →St. Joseph Calasanz spent himself so children could learn and pray. Our part is smaller and still holy: order the budget so formation has room, and refuse the status trap that pretends a price tag is the same thing as a vocation.
Financial freedom really is for everyone — including your family.
– Dustin
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